Dealing with Credit Card Debt

December 2, 2009 · Posted in Bad Credit Repair · 25 Comments 

A step by step video talking about the reality of credit card debt, and how the credit card companys are really charging you 83.3% interest.

Duration : 0:9:59

Read more

Technorati Tags: , , , , , , , , , , , , , , , , ,

How To Start A Credit Repair Business -

November 30, 2009 · Posted in Bad Credit Repair · 25 Comments 

http://www.creditrepairprofits.com

Make money by starting your own credit Repair Business

Duration : 0:6:39

Read more

Technorati Tags: , , , , , , , ,

Credit Card Collapse

November 1, 2009 · Posted in dispute credit · 21 Comments 

How to deal with Credit Card Debt. Collection agency will be after you. Action: 1. Read Fair Debt Collection Practices Act. Know your rights. Do not blow 30 day window to dispute the debt (validate it). Download letter sample at http://www.awakeningblog.com/books.html
If they call you tell them that you understand that they want to collect debt, so please send me letter so I know who is trying to collect it. Good luck. Please share results if any. Make sure you understand to whom FDCPA applies. It is not a legal advise.

Duration : 0:6:12

Read more

Technorati Tags: , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

CREDIT REPAIR STRATEGIES – How To Establish Credit Fast Part 1

September 13, 2009 · Posted in Fast credit repair · Comment 

Visit; http://www.StrategicCreditAdvisors.com – Or Call now Toll Free at 877-342–6433 with your scenario! and to get your FREE credit review. If No results, you DON’T pay!

Your Credit expert, Ozzy Favela, shares with you how establishing your credit is NOT hard at all, unless you know who to ask. Don’t apply for a secured credit card until you watch this video first.

Duration : 0:5:17

Read more

Technorati Tags: , , , , , , , , , , , , , , , , , , ,

How To fix My Credit | Credit Repair Company

September 6, 2009 · Posted in Fix my credit · Comment 

http://www.KaydemCreditHelp.com
Call us: (866) 237-0013

You want to fix your credit, looking for a credit repair company that will raise your credit score? Welcome to Kaydem Credit Help

Rebuild Credit: Insider Credit Repair Techniques to Improve Credit Score Fast!

What’s the fastest way to raise your credit score? To quote the classic magazine salesman from the movie Office Space “That all depends”…

While the removal of negative items from your credit report will almost always result in an increase in your credit score, there is a method that works better.

Here’s why. Adding positive accounts is actually more effective at improving your credit score (in the short term) than removing negative one. Unfortunately, few consumers or credit repair companies know this.

One of the biggest problems with trying to get approved for new credit is that you need to “have” credit in order to be approved. This causes a sort of catch 22.

How does one “get” credit if no one will give them credit because they don’t have any credit to begin with? A vicious cycle indeed, but a real one. However, if you have someone you can use a cosigner this is NOT a problem. Simply have them cosign on the new credit application for you. If you don’t have a cosigner, read on.

Contrary to popular belief (or what myfico and credit repair companies would like you to believe), the largest factor in building a solid foundation for your credit score comes down to two credit scoring factors:

1.) The “High Credit Limit”

and

2.) Your “Debt to Credit” Ratio

Your high credit limit is simply the total amount of primary unsecured revolving credit lines you have (i.e. three credit cards at $5,000 each equals a high credit limit of $15,000).

Get it? Good.

Your debt to credit ratio is simply the amount owed on these cards in relation to your high credit limit (i.e. if your high credit limit was $15,000 and you owed $7500 your debt to credit ratio would be %50).

Keep in mind, your high credit limit is comprise ONLY of your total amount of unsecured revolving lines of credit. Home mortgages, auto loans, student loans, equipment leases and debit cards do NOT count towards your high credit limit.

A debt to credit ratio of 25% or less is ideal. Of course, there are many other factors which come into play, but keeping it simple, how does one improve credit score via increasing their high credit limit and lowering their debt to credit ratio?

That is the question….

The fastest way we have found is by adding primary user unsecured revolving lines of credit which are guaranteed approval (note: these are NOT authorized user accounts!).
These are unsecured lines of credit which appear on your report just like a visa card, mastercard or department store card etc.

We have found that while unsecured credit is the most difficult to obtain, it has proven to be the highest scoring on ones credit report. To find out the fastest we’ve found to add primary unsecured revolving lines of credit to your credit report, please visit:

http://www.KaydemCreditHelp.com

Duration : 0:2:2

Read more

Technorati Tags: , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

National Credit Dispute Pros

August 13, 2009 · Posted in dispute credit · 1 Comment 

Credit Repair can help you increase your credit score and get lower interest rates on your home and auto loans.

Duration : 0:1:14

Read more

Technorati Tags: , , , , , , , , , , , , , ,

Fix Bad Credit | Credit Repair | Raise FICO | Secret Process

August 10, 2009 · Posted in Fast credit repair · Comment 

http://tinyurl.com/FixCreditNow

Credit repair software is the best option to fix your credit fast.

Credit Repair Magic is much cheaper than a law firm like Lexington Law, much more effective than any e-book, and much faster and easier than any other credit repair choice.

Credit repair review sites rate Credit Repair Magic #1 for value and simplicity.

http://tinyurl.com/FixCreditNow

Duration : 0:10:0

Read more

Technorati Tags: , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Effective Step-By-Step Credit Repair System

August 9, 2009 · Posted in Fix my credit · Comment 

http://bit.ly/37daystocleancredit

Want to fix your credit score quickly … without having to shell out $1500 – $2000 on expensive credit repair agencies? Keep reading, I’ll explain exactly how you can erase your negative credit

Here’s What You’ll Learn

* How to easily delete late 30, 60, 90, 120, and 150 day late-pays from your credit file almost overnight
* Four simple ways to never ever get stuck in the bad credit vortex again!
* How to easily setup an automated budgeting system to track expenses, income, and all of your payments and bills without lifting a finger!
* A super secret strategy to remove all of your harmful inquiries in days, not weeks or months!
* A neat little trick you can use to double your credit card limit with one phone call!
* A ninja technique to drive your score up an easy 75 points with one simple call!
* The little known secret to getting your credit card APR interest rates dropped to zero! (This secret statement will save you thousands upon thousands of dollars in interest payments!)
* Why being self-employed can actually work against you and how to avoid this simple mistake millions of people make.
* How to STOP those harassing collection phone calls dead in their tracks!
* How To Delete Medical Accounts Off Your Credit Report In 3-Easy Steps!
* Follow Along My No-Brainer Step-By-Step system To Automate The Disputing Process! This alone is worth the price of the course!
* How To Make More Money To Pay Live The Life You’ve Only Dreamed Of And Never Have To Worry About Debt Again!
* Learn The Secrets To Making An Extra $500 – $1,000 A Month In Extra Cold-Hard Cash Without Lifting A Finger And Learn How I Make Thousands Each And Every Month!
* Want to repair your credit quickly? No problem, just follow along and replicate my success and I guarantee it WILL work for you too!
* Learn My Strategic Process To Repair Bad Credit In Less Than 30 Days! It’s So EASY Even a 5th Grader Can Do It!
* How To Negotiate with Creditors To Pay Pennies On The Dollar And Have The Negative Marks Completely Removed From Your Report, Never To Appear Again!
* The exact step-by step formula I used to delete negative items, negotiate debts, and win with the credit game!
* The exact process to get your credit report for free! (Many people sign up for the free services only to be paying monthly fee’s. You get all of my resources.)
* The one no-brainer method to boosting your score 50 points even if you have the worst credit in the world! A 400 score? Blast it up with this simple method!
* How to stand out from the crowd to get your mortgage without fail! Follow this simple audio plan and you’re golden!
* Learn the 5 C’s of Credit And Never Worry about Being Denied Ever Again. Don’t Learn The 5 C’s And You’re Doomed For Failure!
* Thinking of refinancing? Learn the secrets to raising your score before refinancing your home and how not to make the mistakes millions make and end up getting owned.”
* Own property? How to avoid the latest credit crunch and come out unscathed.
* Foreclosure? How to stop your foreclosure, and how to negotiate with you bank to lower your payment 10% -20%.
* How to restore your credit report coming out of a bankruptcy.
* Student Loans? How to completely delete your student loans from your credit file for life and NEVER pay a cent!
* How to buy the car of your dreams regardless of past credit history and without paying an arm and a leg in interest!
And so much more

Take Action! & Click Here:
http://bit.ly/37daystocleancredit

Duration : 0:9:28

Read more

Technorati Tags: , , , , , , , , , , , , , , , , , , , , , , ,

Credit Scores & Credit Cards : How to Apply for a Credit Card With Bad Credit

August 2, 2009 · Posted in Bad Credit Repair · 16 Comments 

Apply for a credit card with bad credit by getting a friend or relative to add you as an authorized user, fill out a co-borrower application or get a secured credit card account. Reestablish credit and get a credit card with bad credit using tips from the vice president of a bank in this free video on credit counseling.

Expert: Stephen Fawehinmi
Bio: Stephen Fawehinmi is the vice president of business banking at the Bank of Nashville in Nashville, Tenn. He has been a lender for more than 10 years.
Filmmaker: Dimitri LaBarge

Duration : 0:2:1

Read more

Technorati Tags: , , , , , , ,

fix your credit score & repair your credit ( Identity Theft,credit fraud )

March 9, 2009 · Posted in repair my credit · Comment 

http://www.creditjusticetoday.com/ 610-624-1781 credit justice repair your credit in 75 days NEWS RELEASE Contact: Megan Fuhrmeister 850.893.4232 or Fuhrmeister@comcast.net FOR IMMEDIATE RELEASE Credit expert meets with US Senator to discuss credit crisis Douglas Muir will offer insight into the credit industry WASHINGTON, DC — Sen. Carl Levin’s office will meet with Douglas Muir, the founder and chief executive officer of Credit Justice Services (CJS), to examine the current credit crisis …

Duration : 0:9:9

Read more

Technorati Tags: , , , , , , , , , , , , , , , , , , , ,

« Previous PageNext Page »