How to Get Fast Credit Repair

How to Raise Your Credit Score.

admin — Sun, 01 Feb 2009 06:00:59 +0000

“How to Absolutely, Positively Raise your Credit Score by as Much as 157 Points in 60 Days.”

Don’t Pay a Dime for a Credit Repair Service until you read this

Hi, I’m Rob Kosberg, a credit and loan consultant with 20 years experience and over a thousand satisfied clients, but honestly, who cares about that. I only mention it because of the fly by night credit repair companies that are giving us all a bad name. You may have even lost money to one of them already!

It has never been more important to have excellent credit and regardless of the mess you’re in now it can be “cleaned up”. Here’s some basics to get you started but make sure that you check back here for additional information I will be posting.

Credit Scoring Basics

Credit scoring has become vital to the functioning of our financial system, and with all the current turmoil on Wall street it is more important than ever for you to understand how it works. If you understand how the system works, after all, you can make it work to your advantage.

If you have not gotten your credit reports yet you can obtain your free reports at annualcreditreport.com. They will not require you to sign up for a monthly monitoring service and you can get all 3 bureaus. I am not affiliated with them in any way but I recommend them because they really are FREE.

Once you get your tri-merge report there are a couple things to be aware of. Here are some basic pointers for you:

Use your Credit: If you don’t use credit, then how can the credit agencies assign you a credit score? Spend $50 monthly on your credit cards and then pay it in full to maximize your score.

30% is Just Right: Having your credit card balances at or below 30 percent of their limits shows an ability to manage credit well. If you have one card maxed out and credit availability on other cards then consider paying down the maxed card by spreading out your credit card debt among the others.

Credit History is Key: Never, never, never close unused credit cards. It amazes me how many people think that by closing them they will raise their score but in reality it does the exact opposite.

Be on Time: The credit bureaus expect you to pay on time and will penalize you considerably if you are not. At 35 percent, this is the largest component of your credit score.

Some of these things you can do immediately to raise your credit score quickly but most of the credit scoring basics are meant to give you the information you need to maintain good credit health as you move forward. If you need to repair or reform your credit I will discuss things you can begin doing immediately in tomorrows issue.

**At any time you can outsource the work to our firm. Our staff of advisers and consultants will work for you to clear up your credit 100% Guaranteed! Our average client has over 45% of all their derogatory credit cleared off in as little as 45-60 days – charge offs, liens, bankruptcies, and collections!

Go to www.yourcfs.com to sign up now, or call me for a no obligation consultation- 888.488.6634

Technorati Tags: Bad Credit Repair, Fast credit repair, Fix my credit, improve credit score, raise credit score

How to win a credit card dispute?

admin — Tue, 18 Jan 2011 02:01:39 +0000

Im going to be disputing a charge on my credit card for $850 because someone never sent me the domain name I bought from them online. This is a large amount and I need to make sure I win this case so how can I make sure I get the money back? I have heard that if you say you did not authorize the charge you get the money back no matter what. Should I just do this?

no, you should not claim fraud on it. They will look into it, notice you did do business with that merchant and place it back on ur acct. call your bank and let them know you want to dispute a charge, let them know you did business with the merchant but never received the goods. The bank will issue you credit and call the bank to see what is going on. They will try to get the money back from the merchant or just take the loss. If you claim fraud it will prolong ur chance of getting this settled.

Does it hurt your FICO® score if you go to credit counseling?

admin — Mon, 17 Jan 2011 10:46:19 +0000

Going to credit counseling doesnt hurt your FICO® score — as long as the agency pays your bills on time! Find out more in this video, where Darcy Sullivan and Craig Watts answer one of your questions about FICO® scores.

Duration : 0:2:24

Technorati Tags: Craig Watts, credit counseling., credit score, Fair Isaac, fico, fico score, FICO Tech Talk credit, myfico, Predictive Analytics, repayment, scores, scoring, tech talk, utilization

Dispute Launcher Credit Repair Software at www.mycreditwar.com

admin — Mon, 17 Jan 2011 10:46:18 +0000

Finally a Do It Yourself Credit Repair Software that works.
Dispute Launcher will help you wage war against negative, erroneous and incorrect information on your credit report. 79% of Americans are plagued with such mistakes, costing them thousands of dollars per year in higher interest rates.

Stop being denied the credit you deserve. Our easy to use software walks you through the dispute process in minutes. You’ll be winning the war on negative credit with just a few mouse clicks.

Get your copy of Dispute Launcher today!

Duration : 0:0:55

Technorati Tags: "Credit, "repair, Dispute, Launcher, software, www.mycreditwar.com

What to Know About Fraudulent Bank Sites – VeriSign Trust the Check

admin — Mon, 17 Jan 2011 10:46:16 +0000

Find out how Terry has learned to stay away from fraudulent bank sites. The VeriSign seal provides him the reassurance that his identity is secure.

Duration : 0:1:38

Technorati Tags: fraudulent sites, identity theft, online banking, online safety, phishing, security, trust the check, trust", verisign

Part Two Credit Builder Loan

admin — Mon, 17 Jan 2011 10:46:15 +0000

Learn on powerful way to build or rebuild your credit after foreclosure and bankruptcy.

Duration : 0:4:9

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How can I get a loan so I can begin to repair my bad credit?

admin — Sun, 09 Jan 2011 09:09:17 +0000

A few years back a "friend" got a hold of my check book and the rest is history from there. I can’t even open a savings account because it shows up as check fraud on my credit history. I also owe for unpaid loans from years back. I also have an eviction on my record. What to do?

Hello I am Martins Cooper by name, the M D of JACOBSLENDERS company limited, i am a Reputable, Legitimate & an accredited money Lender.I give out loans to individuals and companies in need of financial assistance.Do you have a bad credit or are you in need of money to pay bills? You can use this medium to solve all your problems as i render reliable beneficiary assistance and will be glad to offer you a loan at low interest rate. Services Rendered include: *Refinance*Home Improvement *Inventor Loans*Auto Loans *Debt Consolidation *Horse Loans *Line of Credit *Second Mortgage *Business Loans *Personal Loans *International Loans, Please if interested you can fill out the loan application form bellow and we shall respond to immediately upon your details. (No social security and no credit check, 100% Guaranteed!) I Look forward permitting me to be of service to you. You can reach us via e-mail:lenderjacobs@yahoo.com…

LOAN APPLICATION FORM

Name Of Beneficiary………………………….
Address Of Beneficiary………………………
Nationality……………………………………….
Occupation…………………………………………
Amount Required:……………………………..
In Words…………………………………………
Purpose For Loan…………………………..
Loan Term/Duration………………………
Country…………………………………………..
State………………………………………………..
City……………………………………………………
Zip/Code……………………………………………
Phone……………………………………………….
Fax…………………………………………
Date Of Birth…………………………………..
Gender………………………………………………..
Marital Status…………………………………

Best regards
Dr. Martins Cooper (M.D)
Mr. Jacob Tom(C.E.O)

Credit Score Help | Credit Repair Help | Repair My Credit | West Palm Beach FLA

admin — Sat, 08 Jan 2011 19:41:03 +0000

http://mycreditscorerepairhelp.com/ a short fast video touching on financial terms of credit score repair help and debt consolidation and elimination methods that can have financial solutions as a potential course of action, Visit the blog for further information and explanation of these possible solutions for you and tour family. Visit the site for more details in articles, videos and mp3 coming. Lake worth, boynton beach, delray, lantana, wellington, royal palm beach, north palm beach, palm beach gardens

Duration : 0:3:29

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How to fix Credit Fast- Credit Repair Software – Dispute Credit

admin — Sat, 08 Jan 2011 19:41:00 +0000

Learn more here http://bit.ly/eK6qM2

Credit Repair Magic Will Fix Your Credit Faster than Any Other Credit Repair System at Any Price. . . Guaranteed

This Credit Repair Magic will produce a higher credit score than any other credit repair method–and in less time–or you get 100% of your money back!

Duration : 0:10:0

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Self Help Credit Repair – Improve Credit Scores by Removing Items From Credit Reports

admin — Sat, 08 Jan 2011 19:40:59 +0000

http://www.AttractiveCredit.com call 800-605-9085 for FREE consultation.

Self Help Credit Repair – Improve Credit Scores by Removing Items From Credit Reports

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Duration : 0:5:23