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How to Raise Your Credit Score.

Sunday Feb 1, 2009
“How to Absolutely, Positively Raise your Credit Score by as Much as 157 Points in 60 Days.”
 
Don’t Pay a Dime for a Credit Repair Service until you read this
 
Hi, I’m Rob Kosberg, a credit and loan consultant with 20 years experience and over a thousand satisfied clients, but honestly, who cares about that.  I only mention it because of the fly by night credit repair companies that are giving us all a bad name.  You may have even lost money to one of them already!
 
 It has never been more important to have excellent credit and regardless of the mess you’re in now it can be “cleaned up”.  Here’s some basics to get you started but make sure that you check back here for additional information I will be posting.
 
Credit Scoring Basics
 
Credit scoring has become vital to the functioning of our financial system, and with all the current turmoil on Wall street it is more important than ever for you to understand how it works. If you understand how the system works, after all, you can make it work to your advantage.
 
If you have not gotten your credit reports yet you can obtain your free reports at annualcreditreport.com.  They will not require you to sign up for a monthly monitoring service and you can get all 3 bureaus.  I am not affiliated with them in any way but I recommend them because they really are FREE.
 
Once you get your tri-merge report there are a couple things to be aware of.  Here are some basic pointers for you:
 
 
Use your Credit: If you don’t use credit, then how can the  credit agencies  assign you a credit score?  Spend $50 monthly on your credit cards and then pay it in full to maximize your score. 
 
30% is Just Right: Having your credit card balances at or below 30 percent of their limits shows an ability to manage credit well.  If you have one card maxed out and credit availability on other cards then consider paying down the maxed card by spreading out your credit card debt among the others.
 
Credit History is Key: Never, never, never close unused credit cards.  It amazes me how many people think that by closing them they will raise their score but in reality it does the exact opposite.
 
Be on Time:  The credit bureaus expect you to pay on time and will penalize you considerably if you are not.   At 35 percent, this is the largest component of your credit score.
  
Some of these things you can do immediately to raise your credit score quickly but most of the credit scoring basics are meant to give you the information you need to maintain good credit health as you move forward.  If you need to repair or reform your credit I will discuss things you can begin doing immediately in tomorrows issue.
 
**At any time you can outsource the work to our firm.  Our staff of advisers and consultants will work for you to clear up your credit 100% Guaranteed!  Our average client has over 45% of all their derogatory credit cleared off in as little as 45-60 days – charge offs, liens, bankruptcies, and collections!
 
Go to www.yourcfs.com to sign up now, or call me for a no obligation consultation- 888.337.8777

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How to Do Your Own Credit Repair

Saturday Feb 28, 2009

Repair your own credit by receiving your credit score, highlighting derogatory charges and negotiating payment plans. Repairing your own credit can be very difficult so let the vice president of a bank help you in this free video on credit counseling.

Duration : 0:2:27

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Animash – Dedicated to AthonSpirit!! (Dispute won Yay!)

Saturday Feb 28, 2009

RE-UPLOADED This is a old video that I re-uploaded since YouTube muted the original one :’(…well this is a very special video because is dedicated to my sweetie friend, AthonSprit! She rocks if haven’t still checked out her vids, I suggest you to do that now! =D

So, WOOP! I won the dispute against WMG’s claim and I got the audio of this video back xD *evil laugh*

I DO NOT CLAIM ANY OF THE MUSIC TO BE MY OWN, AND SIMPLE PLAN IS GIVEN CREDIT

Song: Grow Up (© Simple Plan)

Duration : 0:2:34

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Best Online Credit Repair Service in northridge ca Golden Road credit Inc Part 2 – the Process

Saturday Feb 28, 2009

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Category: People & Blogs

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Duration : 0:2:10

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TonyaTko: 5 Ways to Improve your Credit Pt. 1 (continued)

Saturday Feb 28, 2009

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I used to have bad credit, and these are 5 simple things you can do to improve yours.

Feel free to repost this and pass it on to as many people as you wish.

While watching the video click on “share” right below.. and share it with all of the people on your friends list… or email the link to any and everyone you know… You never know who you might save from getting bad credit, or who may need help getting out!
http://www.youtube.com/watch?v=Tfa2flQ5d08
http://www.youtube.com/watch?v=5S2j4XgYY3g

I want everyone to begin the journey into having excellent credit, and this is the first part of a 3 part series.

Duration : 0:8:5

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Fox News – Tina Fey Returns To SNL To Spoof Sarah -100% CREDIT REPAIR-www.unitedcreditaid.com

Saturday Feb 28, 2009

http://www.unitedcreditaid.com
Fix your credit 100% money back gaurantee.

Fox News – Fey Returns To SNL To Spoof Palin

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10 Deadly Credit Repair Mistakes Not To Make

Friday Feb 27, 2009

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How to Dispute YouTube Content ID over Wrongful WMG Claim to your Video

Friday Feb 27, 2009

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Credit Restoration 0002

Friday Feb 27, 2009

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Bad Credit Means Just That ! But Help is Here(206)495-1705

Friday Feb 27, 2009

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